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HSA Education

Expert guides on Health Savings Accounts - from basics to advanced tax strategies.

Can You Use Your HSA for Wegovy or Zepbound? GLP-1 Rules, Receipts, and Self-Pay
HSA Basics

Can You Use Your HSA for Wegovy or Zepbound? GLP-1 Rules, Receipts, and Self-Pay

GLP-1s and Your HSA

Latest Articles

HSA Reimbursement Rules: How Reimbursements Show Up on 1099-SA and Form 8889
Tax Strategy

HSA Reimbursement Rules: How Reimbursements Show Up on 1099-SA and Form 8889

Why Does Tax Software Say My HSA Contribution Is Taxable?
Tax Strategy

Why Does Tax Software Say My HSA Contribution Is Taxable?

How to Use Your HSA for IVF: Eligible Costs and Savings
Rules & Limits

How to Use Your HSA for IVF: Eligible Costs and Savings

How to Find Your Total HSA Contributions Without 5498-SA
Tax StrategyMarch 13, 2026

How to Find Your Total HSA Contributions Without 5498-SA

Four Ways to Get the Number Before May

Can I File My Taxes Before I Get Form 5498-SA?
Tax StrategyMarch 12, 2026

Can I File My Taxes Before I Get Form 5498-SA?

File in April. Verify in May.

W-2 vs 5498-SA HSA Mismatch: How to Find and Fix It
Tax StrategyMarch 11, 2026

W-2 vs 5498-SA HSA Mismatch: How to Find and Fix It

Three Forms, Three Different Numbers

I Double-Counted My Payroll HSA Contribution — How to Amend
Tax StrategyMarch 10, 2026

I Double-Counted My Payroll HSA Contribution — How to Amend

Box 12 Code W Already Gave You the Break

Form 5329 and the 6% Excise Tax: When It Applies for HSAs
Tax StrategyMarch 10, 2026

Form 5329 and the 6% Excise Tax: When It Applies for HSAs

Six Percent Every Single Year

Medicare Part A and HSA Eligibility: Why You Can't Contribute
Rules & LimitsMarch 10, 2026

Medicare Part A and HSA Eligibility: Why You Can't Contribute

Even Free Medicare Ends It

7 Common HSA Tax Mistakes That Could Cost You Thousands
Tax StrategyMarch 9, 2026

7 Common HSA Tax Mistakes That Could Cost You Thousands

One Box Costs You Twice

Which Tax Software Handles HSAs Best? TurboTax vs FreeTaxUSA vs TaxAct vs H&R Block
Tax StrategyMarch 9, 2026

Which Tax Software Handles HSAs Best? TurboTax vs FreeTaxUSA vs TaxAct vs H&R Block

Best Tax Software for HSA

How Long to Keep HSA Receipts: Retention Rules Explained
Rules & LimitsMarch 9, 2026

How Long to Keep HSA Receipts: Retention Rules Explained

Your Receipts Fade. The IRS Doesn't Forget.

What Happens to Your HSA If You Leave Your HDHP?
HSA BasicsMarch 9, 2026

What Happens to Your HSA If You Leave Your HDHP?

Your HSA Goes Nowhere

HSA for Self-Employed and Freelancers: Eligibility and Tax Savings
HSA BasicsMarch 9, 2026

HSA for Self-Employed and Freelancers: Eligibility and Tax Savings

No Employer? No Problem.

Can You Have an HSA and FSA at the Same Time? Rules for 2026
Rules & LimitsMarch 7, 2026

Can You Have an HSA and FSA at the Same Time? Rules for 2026

Yes, You Can Have Both. But Only Three FSA Types.

Best HSA Contribution Tracking Apps and Tools for 2026
HSA BasicsMarch 7, 2026

Best HSA Contribution Tracking Apps and Tools for 2026

Your HSA Only Works If You Track It

New Jersey HSA Tax Guide: Why Your State Wages Differ and How to File Correctly
Tax StrategyMarch 6, 2026

New Jersey HSA Tax Guide: Why Your State Wages Differ and How to File Correctly

Box 16 Exceeds Box 1

California HSA Tax Guide: What the State Taxes, What to Add Back, and How to File
Tax StrategyMarch 6, 2026

California HSA Tax Guide: What the State Taxes, What to Add Back, and How to File

Triple Taxed, Not Triple Tax-Free

HSA Filing Checklist: The 10 Fields You Must Confirm Before You Hit Submit
Tax StrategyMarch 5, 2026

HSA Filing Checklist: The 10 Fields You Must Confirm Before You Hit Submit

Ten Fields One Form Zero Mistakes

Excess HSA Contributions: How to Fix Them Before You File
Tax StrategyMarch 5, 2026

Excess HSA Contributions: How to Fix Them Before You File

The 6% Penalty That Repeats Every Year

Prior Year HSA Contributions: How to Contribute for 2025 by April 15, 2026
Tax StrategyMarch 4, 2026

Prior Year HSA Contributions: How to Contribute for 2025 by April 15, 2026

Cut Your Tax Bill by April 15

Form 1099-SA vs Form 5498-SA: What Each One Means and When They Arrive
Tax StrategyMarch 4, 2026

Form 1099-SA vs Form 5498-SA: What Each One Means and When They Arrive

One Arrives in January. The Other in May.

Do You Need Form 8889 If You Only Contributed Through Payroll?
Tax StrategyMarch 3, 2026

Do You Need Form 8889 If You Only Contributed Through Payroll?

Payroll Only? Still File It.

HSA Deduction vs Payroll Pre-Tax: How to Avoid Double Counting
Tax StrategyMarch 3, 2026

HSA Deduction vs Payroll Pre-Tax: How to Avoid Double Counting

The #1 HSA Tax Mistake

HSA Catch-Up Contributions After 55: Rules, Limits, and Strategy
Rules & LimitsMarch 3, 2026

HSA Catch-Up Contributions After 55: Rules, Limits, and Strategy

The Extra $1,000 Most People Ignore

W-2 Box 12 Code W Explained: What It Means and Where It Goes on Form 8889
Tax StrategyMarch 2, 2026

W-2 Box 12 Code W Explained: What It Means and Where It Goes on Form 8889

Don't Count It Twice

Form 8889 for 2025 Taxes: Step-by-Step Guide With Examples
Tax StrategyMarch 2, 2026

Form 8889 for 2025 Taxes: Step-by-Step Guide With Examples

What Others Miss About Form 8889

Direct Primary Care and HSAs: The Complete Guide to Better Healthcare for Less
HSA BasicsFebruary 23, 2026

Direct Primary Care and HSAs: The Complete Guide to Better Healthcare for Less

Better Healthcare for Less - Now HSA-Eligible

The Ultimate HSA Retirement Playbook: How to Build Tax-Free Wealth for Your Future
Tax StrategyFebruary 22, 2026

The Ultimate HSA Retirement Playbook: How to Build Tax-Free Wealth for Your Future

Your HSA Is a Hidden Retirement Powerhouse

Understanding the Triple Tax Advantage of HSAs
HSA BasicsFebruary 18, 2026

Understanding the Triple Tax Advantage of HSAs

The Only Triple-Tax-Free Account in the Tax Code

HSA Contribution Limits for 2026: What You Need to Know
Rules & LimitsFebruary 17, 2026

HSA Contribution Limits for 2026: What You Need to Know

Know Your 2026 Limits Before You Over-Contribute

HSA vs FSA: Which Is Right for You?
HSA BasicsFebruary 16, 2026

HSA vs FSA: Which Is Right for You?

One Rolls Over Forever. The Other You Lose.

How to Invest Your HSA for Long-Term Growth
InvestingFebruary 15, 2026

How to Invest Your HSA for Long-Term Growth

Stop Letting Your HSA Cash Sit Idle

The Ultimate Guide to HSA-Eligible Expenses
Rules & LimitsFebruary 14, 2026

The Ultimate Guide to HSA-Eligible Expenses

More Qualifies Than You Think

Setting Up an HSA for Your Employees: Employer Guide
Employer GuideFebruary 13, 2026

Setting Up an HSA for Your Employees: Employer Guide

Your Employees Want HSAs - Here's How

5 HSA Tax Strategies to Maximize Your Savings
Tax StrategyFebruary 12, 2026

5 HSA Tax Strategies to Maximize Your Savings

Five Strategies Most Advisors Won't Tell You

Best HSA Providers for Investing in 2026
InvestingFebruary 11, 2026

Best HSA Providers for Investing in 2026

Not All HSA Providers Let You Invest