NASA Federal Credit Union
Quick Summary
- No monthly or annual fees
- 200K+ members
- HSA CDs available
- NCUA insured
The Verdict
NASA Federal Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 2.5/5.0 rating from HSA Orbit.
Health Savings Accounts (HSAs) are like personal savings accounts for qualified health care expenses. You can contribute pre-tax and tax-deductible money – and make tax-free withdrawals when you need it. And opening an HSA through NASA Federal is not just smart – it’s NASA smart.
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* No monthly or annual service fees
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
NASA Federal Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,500 | 0.35% |
| $2,500 - $10,000 | 0.40% |
| $10,000 - $25,000 | 0.45% |
| $25,000 - $50,000 | 0.50% |
| $50,000 - $100,000 | 0.55% |
| $100,000+ | 0.65% |
Last updated: 03-22-2024
Contact Information
Address
300 E Street, SW Washington, DC 20024 Customer Service Mailing Address NASA Federal Credit Union 500 Prince Georges Blvd. Upper Marlboro, MD 20774
Customer Service
1-888-627-2328
300 E Street, SW Washington, DC 20024 Customer Service Mailing Address NASA Federal Credit Union 500 Prince Georges Blvd. Upper Marlboro, MD 20774
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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