PNC
Quick Summary
- PNC BeneFit Plus HSA
- Vanguard fund lineup
- Devenir-managed investments
- Major bank backing
The Verdict
PNC offers a solid foundation with zero monthly maintenance fees and mutual fund investing, earning a 3/5.0 rating from HSA Orbit.
Heads up! PNC does not offer a retail product, individuals cannot currently sign up on their own for a PNC account. PNC has been a leader in creating client-centric health savings accounts since 2004.
With advanced technology and detailed focus on employee engagement and education, we are committed to helping our clients manage healthcare costs while delivering an exceptional HSA and benefits spending account experience for their employees.
Empower your employees by providing tools to help manage expenses, plan for the future and develop a sense of financial well-being.
Mobile access: PNC BeneFit Plus App, Wallet and Learning
Fully integrated HSA investment experience
Dashboard to track, categorize, and manage expenses
Online resources to make informed healthcare purchasing decisions
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers mutual fund investing.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* No monthly fee for employer-sponsored HSA
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Mutual Fund Investing
Access mutual fund investments through your HSA with PNC.
- Minimum Threshold$1,000
- FeesDiversified fund lineup via PNC Investments
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
PNC BeneFit Plus Consumer Services, P.O. Box 2865, Fargo, ND 58108
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •$1,000 minimum to invest
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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