Atlantic Union Bank
Quick Summary
- HSA savings account
The Verdict
Atlantic Union Bank provides essential HSA features with a monthly fee of $3.50 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank, a bank whose Virginia roots go back to 1902.
So how did a bank founded in a small rural county with just $2,500 become the large, customer-focused bank that we are today? Why have individuals and businesses trusted us for checking, savings, loans, and more for well over a century? Perhaps it’s because our customers know they can expect a better banking experience with Atlantic Union Bank – because we expect more from ourselves. We understand that financial services is about much more than money. At the heart of every banking transaction is a real person – someone who dreams of buying a house, starting a business or saving for retirement.
By offering fair financial solutions and honest advice, we create opportunities for families and business owners. And in doing so, we fulfill our purpose of enriching the lives of the people and the communities we serve. Our relentless focus on our customers means that no matter how much we grow, we’ll always be a community bank that cares.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $3.50 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $25.00 | $1.95 | ABOVE AVG |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Atlantic Union Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $1 - $10,000 | 0.05% |
| $10,000 - $25,000 | 0.10% |
| $25,000+ | 0.20% |
Last updated: 06-03-2024
Contact Information
Address
[email protected]
Customer Service
At a Glance
Pros & Cons
The Good
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $3.50
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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