WESTconsin Credit Union
Quick Summary
- HSA savings account
The Verdict
WESTconsin Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
We exist to serve the financial needs of our member-owners (account holders) and our communities. As a not-for-profit financial services organization, we are owned and operated by and for our members. Our members receive dividends back on a daily basis in the form of low-fee products and services. In addition, our not-for-profit status enables us to operate at a lower cost than many for-profit institutions, and helps WESTconsin offer competitive loan and savings rates to our members. We're based right here in your community, owned by community members like you. You get a higher level of personal service, and can build a long-lasting relationship with people who can help you find the best financial solutions to your unique needs.
Key Features
Banking & Access
Includes debit card and check-writing.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
WESTconsin Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $10,000 | 0.40% |
| $10,000+ | 1.26% |
Last updated: 06-24-2025
Contact Information
Address
3333 Schneider Avenue SE Menomonie, WI 54751 Customer Service Mailing Address PO Box 160 Menomonie, WI 54751
Customer Service
800-924-0022
3333 Schneider Avenue SE Menomonie, WI 54751 Customer Service Mailing Address PO Box 160 Menomonie, WI 54751
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
The Bad
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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