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West Michigan Community Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

West Michigan Community Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.

Initially known as the Bank of Hudsonville, we were founded on the same principles that make West Michigan an excellent place to live, work and raise a family – a strong work ethic, prudent fiscal stewardship and the willingness to always lend a helping hand. Our team lives and works in the community. Our children attend the schools. Bank employees attend church, coach little league and volunteer at numerous non-profit organizations.

Much has changed since 1976 including our name, ownership and management. We have added new service lines, enhanced our technology, added employees and opened new branches to make banking easier and more convenient. But our core values and principles have not changed and we are still focused on the West Michigan community. Our employees are knowledgeable and responsive. We listen and we care about the success of our customers.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

West Michigan Community Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

5367 School Avenue Hudsonville, MI 49426 Customer Service Mailing Address West Michigan Community Bank PO Box 370 Hudsonville, MI 49426

Customer Service

800-664-1778

5367 School Avenue Hudsonville, MI 49426 Customer Service Mailing Address West Michigan Community Bank PO Box 370 Hudsonville, MI 49426

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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