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Wasatch Peaks Credit Union

Best ForFee-Conscious Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Wasatch Peaks Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Over the years, the credit unions have been chartered by both the state and federal regulators. Now, Wasatch Peaks Credit Union is a federally chartered credit union. All those who live, work, worship, or attend school in Weber, Davis, and Morgan Counties are eligible for membership. The three credit unions combined have seven branch locations, over 32,000 members, and more than $589,000,000 in assets.

As Wasatch Peaks Credit Union continues to grow, we remember our humble beginnings and are committed to serving all our member's financial needs.

Key Features

Banking & Access

Basic account access provided.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Wasatch Peaks Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.05%

Last updated: 08-12-2024

Contact Information

Address

4723 Harrison Blvd Ogden, Utah 84403-4448 Customer Service

Customer Service

800-331-7549

4723 Harrison Blvd Ogden, Utah 84403-4448 Customer Service

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.05%
Debit CardNot included
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking
  • No debit card included

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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