Veridian Credit Union
Quick Summary
- HSA savings account
The Verdict
Veridian Credit Union provides essential HSA features with a monthly fee of $2.00 and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a democratically elected Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.
Key Features
Banking & Access
Basic account access provided.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $2.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Veridian Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $50+ | 0.40% |
Last updated: 04-25-2025
Contact Information
Address
1827 Ansborough Ave. Waterloo, IA 50701 Customer Service Mailing Address Veridian Credit Union P.O. Box 6000 Waterloo, IA 50704-6000
Customer Service
(800) 235-3228
1827 Ansborough Ave. Waterloo, IA 50701 Customer Service Mailing Address Veridian Credit Union P.O. Box 6000 Waterloo, IA 50704-6000
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $2.00
- •No online banking
- •No debit card included
User Sentiment
Based on community feedback
Sentiment data coming soon
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