V

Veridian Credit Union

Best ForActive Investors
Fees$2.00/mo

Quick Summary

  • HSA savings account

The Verdict

Veridian Credit Union provides essential HSA features with a monthly fee of $2.00 and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.

What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a democratically elected Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.

Key Features

Banking & Access

Basic account access provided.

Investment Options

Offers self-directed brokerage and CDs.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$2.00$0.69ABOVE AVG
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Brokerage Access

Veridian Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.

StocksETFsCDs

Interest Rates

Standard Rates

Balance RangeAPY
$50+0.40%

Last updated: 04-25-2025

Contact Information

Address

1827 Ansborough Ave. Waterloo, IA 50701 Customer Service Mailing Address Veridian Credit Union P.O. Box 6000 Waterloo, IA 50704-6000

Customer Service

(800) 235-3228

1827 Ansborough Ave. Waterloo, IA 50701 Customer Service Mailing Address Veridian Credit Union P.O. Box 6000 Waterloo, IA 50704-6000

At a Glance

Monthly Fee$2.00
Investment Threshold$0
Interest Rate (Cash)~0.40%
Debit CardNot included
FDIC InsuredYes

Pros & Cons

The Good

  • No account opening or closing fees
  • Self-directed brokerage access
  • FDIC/NCUA insured deposits

The Bad

  • Monthly fee of $2.00
  • No online banking
  • No debit card included

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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