USU Credit Union
Quick Summary
- HSA savings account
The Verdict
USU Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
USU Credit Union stands as a leading credit union known for its financial stability, providing full-service branches throughout Utah and Idaho, along with cutting-edge technology that grants members round-the-clock access to their accounts. Since our establishment in 1936, we’ve remained committed in upholding the core credit union principle of “People Helping People.” While growth is crucial to our success, our prime focus remains unchanged: serving our members to help them achieve their financial dreams. As a not-for-profit financial cooperative, we prioritize providing exceptional service and a comprehensive array of products tailored to meet the distinct needs of our membership, ensuring their financial success remains our primary purpose.
Key Features
Banking & Access
Includes debit card and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
USU Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $25+ | 0.05% |
Last updated: 05-28-2024
Contact Information
Address
5025 South Adams Avenue South Ogden, UT 84403 Customer Service Mailing Address PO Box 1111 Ogden, UT 84402-9961
Customer Service
800-248-6361
5025 South Adams Avenue South Ogden, UT 84403 Customer Service Mailing Address PO Box 1111 Ogden, UT 84402-9961
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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