USAlliance Federal Credit Union

USAlliance Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

In 1966, the International Business Machines Corporation (IBM) was an emerging pioneer in the information technology industry. It was during this same time that a small group of IBM employees banded together to create a financial institution to serve the unique monetary needs of Tri-State Area IBM employees.

Since those early days serving a small group of IBM employees, we have expanded our reach and evolved into an ever-growing multi-faceted $1.6 billion cooperative serving over 110,000 members worldwide, including the employees of American Express, PepsiCo, and of course, IBM. Our community charters encompass a variety of neighborhoods including town of West Haven in Connecticut; qualifying districts of Manhattan, Mount Vernon, and the Bronx in New York; the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester; the New Jersey counties of Bergen and Passaic; as well as many colleges and universities, houses of worship, and local and state employees of qualifying counties in NY. We also provide financial membership services for many great community-oriented organizations such as ASCAP, AOPA, Tread Lightly, and the New York Historical Society, just to name a few.

As a full-service not-for-profit financial institution, we offer a full range of checking, savings, credit cards, and loan products as well as various online banking services. Our members have access to 6,000 branch facilities and 30,000 surcharge-free ATMs across the country, in addition to USALLIANCE’s mobile banking app that was recently recognized by Finovate as one of the best in the industry.