United Prairie Bank
Quick Summary
- HSA savings account
The Verdict
United Prairie Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
United Prairie has its roots in rural Minnesota. The organization started to take shape in 1973 when former President, James G. Sneer, bought Farmers State Bank of Mountain Lake, Minnesota. That original bank charter began in the year 1919. The bank was run with a strong emphasis in superior customer service, financial integrity and community involvement.
Some years later, Mr. Sneer began to acquire other banks in towns around in the region, bringing the strong values and business practices that brought early success. In some cases, failing banks were rescued and resuscitated to once again become strong promoters of their local economies. In 1992, the banks owned by Mr. Sneer were changed to the now-familiar United Prairie Bank.
In 2002, Stuart J. Sneer, the son of James and Susan Sneer, took over the presidency of the company after many years of individual bank management and system management as vice president. Today, the third generation of the Sneer family is involved in roles within the company.
Over the years, United Prairie began to build its resources for its customers as well offering those services across its footprint. Currently, the company has 10 locations in communities across Minnesota. Company headquarters are in Mankato, Minnesota. Scott D. Bradley is the President and Chief Executive Officer leading the company to seek its vision for now and the future.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
United Prairie Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
10 Firestone Drive Mankato, MN 56001 Customer Service Mailing Address United Prairie 10 Firestone Drive, Suite 300 Mankato, MN 56001
Customer Service
1-833-999-4872
10 Firestone Drive Mankato, MN 56001 Customer Service Mailing Address United Prairie 10 Firestone Drive, Suite 300 Mankato, MN 56001
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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