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Omnify

Best ForLong-Term Savers
FeesNone ($0 Maintenance)

Quick Summary

  • Omnify brand
  • Investment options
  • 4 interest rate tiers

The Verdict

Omnify provides essential HSA features with zero monthly maintenance fees and mutual fund investing, earning a 2.3/5.0 rating from HSA Orbit.

We’ll take the time to get to know you, your family, and your business. That’s what leads to banking that fits your needs. But it’s more than that. It’s family ownership. Strong roots in the communities we serve. Stability from sound decision-making. So get to know us, and you’ll see that you belong here.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

Offers mutual fund investing.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* Not disclosed - Contact provider

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Mutual Fund Investing

Access mutual fund investments through your HSA with Omnify.

  • Minimum Threshold$500
  • Fees41 options: 12 life cycle funds, 4 target risk funds, 25 individual mutual funds

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $2,5000.20%
$2,500 - $10,0001.11%
$10,000 - $25,0001.56%
$25,000+1.81%

Last updated: 11-11-2024

Contact Information

Address

121 South 13th Street Lincoln, NE 68508 Customer Service

Customer Service

800-297-2837

121 South 13th Street Lincoln, NE 68508 Customer Service

At a Glance

Monthly Fee$0
Investment Threshold$500
Interest Rate (Cash)~1.81%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • $500 minimum to invest

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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