Union Bank
Quick Summary
- HSA savings account
The Verdict
Union Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Since its founding in 1891, Union Bank has made banking a little bit easier and more convenient for you by investing in the success of its local community — your community. And with more than $1.3 billion in total assets and countless checking, savings and investment accounts opened since 1891, we’ve more than proved our value to the community.
But we also quantify success by the value of the services and convenience we can offer you, our members and customers. We’re proud to have 21 offices throughout Northern Vermont and Northern New Hampshire, staffed with friendly, helpful representatives. We’re also proud to have a dedicated full- service branch and loan center in Williston, Vermont that has helped thousands of Vermonters buy and build their own homes.
With a menu of services that rivals any of the big banks, we know we have the products to meet your needs - and the flexibility to find the banking solution that suits you best.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Union Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $999 | 0.00% |
| $1,000 - $249,999 | 0.05% |
| $250,000+ | 0.10% |
Last updated: 03-11-2024
Contact Information
Address
9 Ramsey Road Fairfax, VT 05454 Customer Service Mailing Address Union Bank PO Box 667 Morrisville, VT 05661-0667
Customer Service
800-753-4343
9 Ramsey Road Fairfax, VT 05454 Customer Service Mailing Address Union Bank PO Box 667 Morrisville, VT 05661-0667
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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