U

UFirst Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

UFirst Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

UFirst Credit Union is a values-based, full-service financial co‑operative serving the needs of more than 100,000 member-owners and their communities. Since 1956, our mission has been to create a positive impact on our community and to make a difference for every member, every day.

At UFirst Credit Union, we believe in building a strong community and doing our part to help the community thrive. By joining UFirst Credit Union, you can trust that you've partnered with an organizations who always puts the needs of members first.

Our products and services are thoughtfully developed with the best interests of our members in mind. We offer products that put rewards back in your pockets, we strive to provide the lowest possible rates on loans, and we offer many free services to help you achieve financial empowerment.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

UFirst Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $1,0000.05%
$1,000+0.10%

Last updated: 12-17-2024

Contact Information

Address

P.O. Box 58025 Salt Lake City, UT 84158

Customer Service

1-801-481-8800

P.O. Box 58025 Salt Lake City, UT 84158

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.10%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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