UFirst Credit Union
Quick Summary
- HSA savings account
The Verdict
UFirst Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
UFirst Credit Union is a values-based, full-service financial co‑operative serving the needs of more than 100,000 member-owners and their communities. Since 1956, our mission has been to create a positive impact on our community and to make a difference for every member, every day.
At UFirst Credit Union, we believe in building a strong community and doing our part to help the community thrive. By joining UFirst Credit Union, you can trust that you've partnered with an organizations who always puts the needs of members first.
Our products and services are thoughtfully developed with the best interests of our members in mind. We offer products that put rewards back in your pockets, we strive to provide the lowest possible rates on loans, and we offer many free services to help you achieve financial empowerment.
Key Features
Banking & Access
Includes debit card.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
UFirst Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $1,000 | 0.05% |
| $1,000+ | 0.10% |
Last updated: 12-17-2024
Contact Information
Website
https://www.ufirstcu.com/hsaAddress
P.O. Box 58025 Salt Lake City, UT 84158
Customer Service
1-801-481-8800
P.O. Box 58025 Salt Lake City, UT 84158
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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