T

Truity Credit Union

Best ForActive Investors & Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Truity Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.

We offer a full range of financial services to our members from basic savings and checking accounts to mortgage loans to complex investment planning. Our members are our owners and each member has one vote and equal ownership in the Credit Union. There are no shareholders controlling the Credit Union which allows us to concentrate on our most important assets, our members. By reinvesting profits back into our membership group we are able to have fewer fees and better rates. Our promise is to treat you with respect, to be accurate and secure with your information, and make it easy for you to do business with us. We're proud to be part of America's credit union movement, where people really are worth more than money. Thank you for allowing us to serve as your financial institution.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

Offers self-directed brokerage and CDs.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $5 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Brokerage Access

Truity Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.

StocksETFsCDs

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.10%

Last updated: 03-04-2025

Contact Information

Address

Truity Credit Union P.O. Box 1358 Bartlesville, OK 74005-1358

Customer Service

1-800-897-6991

Truity Credit Union P.O. Box 1358 Bartlesville, OK 74005-1358

At a Glance

Monthly Fee$0
Investment Threshold$0
Interest Rate (Cash)~0.10%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • Self-directed brokerage access
  • FDIC/NCUA insured deposits

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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