Tobacco Valley Teachers FCU
Quick Summary
- HSA savings account
The Verdict
Tobacco Valley Teachers FCU provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
The Tobacco Valley Teachers Federal Credit Union is a not-for-profit, member owned financial co-operative. This means our credit union represents a pool of money saved by the members, under the control of the members, existing for the use of the members. Any profit made by the credit union is returned to its members through higher savings rates and lower loan rates. We are overseen by a dedicated group of educational volunteers, our Board of Directors, Credit Committee, and Supervisory Committee.
Key Features
Banking & Access
Includes check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Tobacco Valley Teachers FCU currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $25+ | 0.01% |
Last updated: 03-08-2024
Contact Information
Address
182 South Road Enfield, CT 06082 Customer Service
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
- •No debit card included
User Sentiment
Based on community feedback
Sentiment data coming soon
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