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The First National Bank in Tremont

Best ForHigh-Yield Cash Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

The First National Bank in Tremont provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Experience the real difference in banking with "A Real Community Bank." Our people know your name, and make a real effort to take exceptional care of you and your banking needs.

Key Features

Banking & Access

Includes debit card and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

The First National Bank in Tremont currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$100+2.54%

Last updated: 10-16-2024

Contact Information

Address

134 S. Sampson St. Tremont, IL 61568 Customer Service Mailing Address P.O. Box 23 Tremont, IL 61568

Customer Service

309-925-2121

134 S. Sampson St. Tremont, IL 61568 Customer Service Mailing Address P.O. Box 23 Tremont, IL 61568

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~2.54%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits
  • Competitive APY up to 2.54%

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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