Technology Credit Union
Quick Summary
- HSA savings account
The Verdict
Technology Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
When you choose Tech CU, you’re joining a credit union that was founded in Silicon Valley by a group of entrepreneurs and future high tech leaders. The uniqueness of this valley is in our DNA — and we've got the history to prove it.
More than fifty years ago, a group of forward-thinking employees at Fairchild Semiconductor (a pioneer in technology innovation) who knew there was a better way to bank, formed Tech CU — a credit union solely dedicated to the financial success of its members — and owned by the people it serves.
We're a not-for-profit organization operated for the benefit of our members. Instead of maximizing profits to pay company stockholders, we invest our resources to deliver lower rates, outstanding service, and member benefits. It’s like a bank you own — with the privileges of membership.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $20.00 | $1.95 | ABOVE AVG |
| Debit Card Replacement Fee | $5.00 | N/A | -- |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Technology Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,500 | 0.40% |
| $2,500+ | 0.50% |
Last updated: 11-12-2025
Contact Information
Address
2010 North First Street San Jose, CA 95131 Customer Service Mailing Address Technology Credit Union PO Box 1409 San Jose, CA 95109-1409
Customer Service
800-553-0880
2010 North First Street San Jose, CA 95131 Customer Service Mailing Address Technology Credit Union PO Box 1409 San Jose, CA 95109-1409
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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