S

Stock Yards Bank & Trust

Best ForActive Investors
Fees$2.50/mo

Quick Summary

  • HSA savings account

The Verdict

Stock Yards Bank & Trust provides essential HSA features with a monthly fee of $2.50 and self-directed brokerage access, mutual fund investing, CD options, earning a 0/5.0 rating from HSA Orbit.

In 1904, Stock Yards Bank was formed to finance transactions in the livestock industry. Today, we help individuals, families, and businesses with a complete line of financial services with our unique focus on personal banking. It’s not new—in fact, we call it “banking, the way it used to be.”

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

Offers self-directed brokerage, mutual fund investing and CDs.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $25 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$2.50$0.69ABOVE AVG
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* Account Opening Fee

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Brokerage Access

Stock Yards Bank & Trust provides a self-directed brokerage window for investing your HSA funds in the broader market.

StocksETFsMutual FundsCDs

Mutual Fund Investing

Access mutual fund investments through your HSA with Stock Yards Bank & Trust.

  • Minimum Threshold$5,000
  • Fees0.50% Annual Fee charged by myHSAinvestments

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

1040 E. Main Street Louisville, KY 40206 Customer Service Mailing Address P.O. Box 32890 Louisville, KY 40232-2890

Customer Service

800-625-9066

1040 E. Main Street Louisville, KY 40206 Customer Service Mailing Address P.O. Box 32890 Louisville, KY 40232-2890

At a Glance

Monthly Fee$2.50
Investment Threshold$5,000
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No account opening or closing fees
  • Self-directed brokerage access
  • FDIC/NCUA insured deposits

The Bad

  • Monthly fee of $2.50
  • $5,000 minimum to invest
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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