S

SRI Federal Credit Union

Best ForHigh-Yield Cash Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

SRI Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Our mission is to make your financial life easier so you can concentrate on important ideas to change the world.

In 1957, a small group of SRI International employees joined together to pool their savings and make it possible to borrow from one another at competitive rates – social finance ahead of its time! SRI Federal Credit Union began with these original seven members and that network has expanded and grown worldwide.

Throughout this continued growth, SRI Federal Credit Union has expanded its field of membership to support innovators who are building a better future. We strive to make your financial life easier, more convenient and rewarding, so that you can direct your energy to make the world a better place.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

SRI Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+3.25%

Last updated: 04-25-2025

Contact Information

Address

333 Ravenswood Ave Menlo Park, CA 94025-3493 Customer Service Mailing Address P.O. Box 2284 Menlo Park, CA 94026-2284

Customer Service

800-986-3669

333 Ravenswood Ave Menlo Park, CA 94025-3493 Customer Service Mailing Address P.O. Box 2284 Menlo Park, CA 94026-2284

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~3.25%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits
  • Competitive APY up to 3.25%

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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