S

Space Coast Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Space Coast Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

SCCU began in 1951 with 7 founding members, as Patrick Air Force Base Credit Union serving 28 members, with $372 in assets. Today, SCCU serves more than 629,000 members, and we have over $8.7 billion in assets, making us the third largest credit union in Florida. We serve 34 counties, with 65 branch locations that span Florida’s east coast, from Flagler to Miami-Dade counties.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Space Coast Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.50%

Last updated: 06-20-2024

Contact Information

Address

8025 North Wickham Road Melbourne, FL 32940 Customer Service Mailing Address Space Coast Credit Union 8045 N Wickham Road Melbourne, FL 32940-7920

Customer Service

800-447-7228

8025 North Wickham Road Melbourne, FL 32940 Customer Service Mailing Address Space Coast Credit Union 8045 N Wickham Road Melbourne, FL 32940-7920

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.50%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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