Sidney Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
Sidney Federal Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
sfcu is a full-service financial institution providing the tools and resources our members need to make banking easy and convenient. As a credit union, we value members of our community. The sfcu mission is to offer superior service to our members in order to empower the financial well-being of our community.
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $5 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Sidney Federal Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $100 - $500 | 0.10% |
| $500 - $5,000 | 0.30% |
| $5,000+ | 0.50% |
Last updated: 08-21-2024
Contact Information
Address
42 Union St. Sidney, NY 13838 Customer Service
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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