S

Service 1st Federal Credit Union

Best ForCash Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Service 1st Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Service 1st began in Danville, Pennsylvania, in 1975 when a group of employees led by Barbara Criswell from Geisinger Medical Center identified a need for credit union services and rallied the support and involvement of their colleagues to form a credit union. At this early start, the credit union was called Geisinger Employees Federal Credit Union. Run by a volunteer staff, these individuals spread the word of the credit union movement among their peers and opened accounts at a table in the hospital cafeteria.

These volunteers knew it wasn’t about them. It was about “People Helping People.” And, this alone is why at Service 1st our story begins everyday with you.

Key Features

Banking & Access

Includes online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Service 1st Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $1000.00%
$100 - $2,5000.50%
$2,500 - $5,0000.75%
$5,000 - $15,0001.00%
$15,000+1.25%

Last updated: 03-05-2024

Contact Information

Address

1985 Montour Blvd Danville, PA 17821 Customer Service Mailing Address 1985 Montour Boulevard PO Box 159 Danville, PA 17821-9122

Customer Service

800-562-6049

1985 Montour Blvd Danville, PA 17821 Customer Service Mailing Address 1985 Montour Boulevard PO Box 159 Danville, PA 17821-9122

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~1.25%
Debit CardNot included
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No debit card included

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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