SECNY Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
SECNY Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
SECNY FCU is a member-owned, non-profit, full-service financial institution. We differ from other financial institutions in that you, as a member, actually own the credit union. This difference helps you in the form of lower loan and mortgage rates, and typically higher dividends on your savings. Because our members own the credit union, we are working to serve only you.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $5 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
SECNY Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $100+ | 1.50% |
Last updated: 11-12-2024
Contact Information
Address
4727 West Seneca Turnpike Syracuse, NY 13215 Customer Service Mailing Address P.O. Box 15040 Syracuse, NY 13215
Customer Service
(315) 469-5599
4727 West Seneca Turnpike Syracuse, NY 13215 Customer Service Mailing Address P.O. Box 15040 Syracuse, NY 13215
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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