S

Seacoast Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Seacoast Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

We provide a full range of banking and investment services to businesses and consumers, including personal and business deposit products, internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions—delivered conveniently and with a personal touch. Headquartered in Stuart, Seacoast is the leader in bank deposit market share in Martin County, the Port St. Lucie Metropolitan Statistical Area (MSA), and Okeechobee County, and closely rivals the market penetration of its mega bank competitors in its other principal markets. Seacoast operates in some of the wealthiest markets in Florida which provides an ideal environment for the financial products and services we offer.

Key Features

Banking & Access

Includes debit card and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Seacoast Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

815 Colorado Ave Stuart, FL 34994 Customer Service Mailing Address P.O. Box 9012 Stuart, FL 34995

Customer Service

800-706-9991

815 Colorado Ave Stuart, FL 34994 Customer Service Mailing Address P.O. Box 9012 Stuart, FL 34995

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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