Royal Credit Union
Quick Summary
- Wisconsin/Minnesota CU
- Investment options
- NCUA insured
The Verdict
Royal Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 2.4/5.0 rating from HSA Orbit.
We are passionate about making a difference for our Members and communities. We recognize that our financial expertise puts us in a unique position to help others achieve their dreams.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* No monthly fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Royal Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $1,000 | 1.45% |
| $1,000 - $5,000 | 1.60% |
| $5,000 - $10,000 | 1.80% |
| $10,000+ | 2.01% |
Last updated: 06-17-2024
Contact Information
Address
200 Riverfront Terrace Eau Claire, WI 54703 Customer Service Mailing Address Royal Credit Union PO Box 970 Eau Claire, WI 54702
Customer Service
1-800-341-9911
200 Riverfront Terrace Eau Claire, WI 54703 Customer Service Mailing Address Royal Credit Union PO Box 970 Eau Claire, WI 54702
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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