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PremierOne Credit Union

Best ForHigh-Yield Cash Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

PremierOne Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

At PremierOne Credit Union, our main goal is to build a relationship with the member that is mutually strong and long-lasting while providing more access and convenience. We're here to help members and deliver a better financial life. With over $620 Million in assets, we offer membership to any person that lives, works, attends school, or worships in the following counties: Santa Clara County, Santa Cruz County, Monterey County, San Benito County, Alameda County, San Mateo County, Merced County, San Joaquin County, and Stanislaus County. We offer five locations in Santa Clara County, one in San Mateo County, and access to almost 5,000 branches and 30,000 ATMs as part of the CO-OP Network.

As local community members, we strive to be good stewards amongst our members and neighbors. Giving back to our community is a responsibility and an opportunity to build strong relationships. We seek opportunities to champion the causes that make a positive difference in others' lives and our environment.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$35.00$1.95ABOVE AVG

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

PremierOne Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $7,7502.50%
$7,750+0.50%

Last updated: 06-20-2024

Contact Information

Address

6640 Via Del Oro San Jose, CA 95119 Customer Service Mailing Address PremierOne Credit Union 6640 Via Del Oro San Jose, CA 95119

Customer Service

1-855-500-7128

6640 Via Del Oro San Jose, CA 95119 Customer Service Mailing Address PremierOne Credit Union 6640 Via Del Oro San Jose, CA 95119

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~2.50%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • FDIC/NCUA insured deposits
  • Competitive APY up to 2.50%

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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