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Premier Bank (IA)

Best ForInvestment-Minded Savers
Fees$2.50/mo

Quick Summary

  • HSA savings account

The Verdict

Premier Bank (IA) provides essential HSA features with a monthly fee of $2.50 and mutual fund investing, earning a 0/5.0 rating from HSA Orbit.

Premier is a community bank in Dubuque, Iowa that offers our personal and commercial partners with the financial resources, lending opportunities and digital banking solutions they need. Most importantly, we provide the convenience and hands-on personal service only available at our local community bank.

Key Features

Banking & Access

Includes debit card and check-writing.

Investment Options

Offers mutual fund investing.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$2.50$0.69ABOVE AVG
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

* Account Opening Fee

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Mutual Fund Investing

Access mutual fund investments through your HSA with Premier Bank (IA).

  • Minimum Threshold$1,500
  • Fees0.50% Annual Fee charged by myHSAinvestments

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $5,0000.02%
$5,000 - $25,0000.03%
$25,000+0.05%

Last updated: 06-12-2025

Contact Information

Address

2625 NW Arterial Dubuque, IA 52002 Customer Service

Customer Service

563-588-1000

2625 NW Arterial Dubuque, IA 52002 Customer Service

At a Glance

Monthly Fee$2.50
Investment Threshold$1,500
Interest Rate (Cash)~0.05%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • Monthly fee of $2.50
  • $1,500 minimum to invest
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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