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Pinnacle Bank

Best ForLong-Term Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Pinnacle Bank provides essential HSA features with zero monthly maintenance fees and mutual fund investing, earning a 0/5.0 rating from HSA Orbit.

Pinnacle Bank is a Dinsdale family-owned and managed bank, serving customers at 72 locations across Nebraska, Kansas and Missouri. We’re proud to be part of Pinnacle Bancorp, which operates 167 locations in eight states: Arizona, Colorado, Kansas, Nebraska, Missouri, New Mexico, Texas and Wyoming. We face the future with confidence, knowing we have a firm foundation built on strong values.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

Offers mutual fund investing.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. $25.00 opening fee.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance*$0.00$0.69EXCELLENT
Account Opening$25.00$1.88ABOVE AVG
Account Closing$0.00$1.95EXCELLENT

* Account Opening Fee

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Mutual Fund Investing

Access mutual fund investments through your HSA with Pinnacle Bank.

  • Minimum Threshold$1,000
  • Fees$30 / Year

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

[email protected]

Customer Service

1-800-227-7715

[email protected]

At a Glance

Monthly Fee$0
Investment Threshold$1,000
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • FDIC/NCUA insured deposits

The Bad

  • $1,000 minimum to invest
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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