Peoples Exchange Bank
Quick Summary
- HSA savings account
The Verdict
Peoples Exchange Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Since 1912, we've built our bank on the belief that each and every customer is important. And because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.
Our history is the story of people- people with roots deep in the history of their community and with a strong feeling of responsibility towards its growth and success. Their knowledge and experience have contributed to what is one of the most stable banks in the Commonwealth of Kentucky still today. We have endured and progressed with the changing times and have responded to various economic and banking policies, ever mindful of the welfare of the community, employees and customers we serve.
Many things have changed in the banking industry over a century, but our bank has never wavered from our guiding principles - give people the type of bank that they want and need. Peoples Exchange Bank is more than just a great bank. It's a true community bank.
Key Features
Banking & Access
Includes online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $50 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Peoples Exchange Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Interest rates are not currently available for this provider.
Contact Information
Address
101 North Main Street Winchester, KY 40391 Customer Service Mailing Address P.O. Box 4040 Winchester, KY 40391
Customer Service
(800) 364-3631
101 North Main Street Winchester, KY 40391 Customer Service Mailing Address P.O. Box 4040 Winchester, KY 40391
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No debit card included
- •Interest rates not published
User Sentiment
Based on community feedback
Sentiment data coming soon
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