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Peoples Bank - IA

Best ForHSA Account Holders
Fees$1.99/mo

Quick Summary

  • HSA savings account

The Verdict

Peoples Bank - IA provides essential HSA features with a monthly fee of $1.99 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

At Peoples Bank, we take pride in being more than just a bank – we are a cornerstone of our communities. Serving our neighbors with honesty, integrity, and respect is not just a commitment; it is our privilege.

As a community bank, we believe in the power of building relationships, personalized service, and genuine care for our customers' financial well-being. We're proud to support local businesses, families, and individuals as they achieve their financial goals and dreams. Our deep roots in our communities allow us to understand the unique needs of our customers and respond with tailored solutions that make a difference.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$1.99$0.69ABOVE AVG
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Peoples Bank - IA currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

1230 Valley Drive Rock Valley, IA 51247 Customer Service

Customer Service

(712) 476-2746

1230 Valley Drive Rock Valley, IA 51247 Customer Service

At a Glance

Monthly Fee$1.99
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • Monthly fee of $1.99
  • No investment options available
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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