P

PCM Credit Union

Best ForFee-Conscious Savers
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

PCM Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

People Caring More Credit Union is a financially strong full-service credit union. We have recently expanded our eligibility to include anyone who lives, works, or is a part of a Select Employee Group (SEG) in the counties of Brown, Door, Kewaunee, Marinette, Oconto, and Shawano Counties in Wisconsin. This expansion will allow us to say YES to helping more members. We are ready and excited for it!

PCMCU has three branch locations in Ashwaubenon, Howard, and Marinette. Individuals and families all over the nation and financial spectrum trust us to do their banking. With many consumers managing their finances from their devices, we function like a mobile branch. The magic happens with the combination of the digital conveniences along with the personal service needed for things like buying a vehicle, purchasing a home, or when life takes an unexpected turn and you need help from a trusted source. The combination of traditional values and fresh ideas is PCMCU today.

Key Features

Banking & Access

Basic account access provided.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

PCM Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$100+0.75%

Last updated: 09-30-2024

Contact Information

Address

601 Willard Drive Green Bay, WI 54304 Customer Service Mailing Address PO Box 28500 Green Bay, WI 54324-0500

Customer Service

(877) 373-4023

601 Willard Drive Green Bay, WI 54304 Customer Service Mailing Address PO Box 28500 Green Bay, WI 54324-0500

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.75%
Debit CardNot included
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking
  • No debit card included

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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