Park View Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
Park View Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Park View Federal Credit Union (PVFCU) was formed at what is now Eastern Mennonite University in 1969 to provide an organization through which employees would establish a savings program, and these savings would be available for other employees to borrow. Thus, one member's savings became another member's loan. All staff and board members were volunteers. An individual's character and integrity were the basis for evaluating loans.
In 1982 membership expanded to include Mennonite churches in Harrisonburg and Rockingham County, Virginia, to enable members to channel funds to assist one another in the areas of mutual aid and financial concern. By 2002, PVFCU had grown to include numerous partner organizations, including Brethren churches. Financial services were added to meet members' needs and expectations, resulting in a one-stop financial resource that provided savings, loans, investments and insurance.
Today, PVFCU is a thriving and vibrant member-centered, full-service credit union: it is structured as a not-for-profit cooperative, governed by a volunteer board and managed by professional staff. It is a values-based organization striving to live out its legacy of people helping people, by continuing to be Neighbors Serving Neighbors ®.
Key Features
Banking & Access
Includes debit card.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $5 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Park View Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $5,000 | 0.20% |
| $5,000+ | 1.00% |
Last updated: 04-25-2025
Contact Information
Website
https://www.pvfcu.org/hsa/Address
1675 Virginia Avenue Harrisonburg, VA 22802 Customer Service Mailing Address Park View Federal Credit Union 1675 Virginia Avenue Harrisonburg, VA 22802
Customer Service
888-900-6444
1675 Virginia Avenue Harrisonburg, VA 22802 Customer Service Mailing Address Park View Federal Credit Union 1675 Virginia Avenue Harrisonburg, VA 22802
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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