P

Park View Federal Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Park View Federal Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Park View Federal Credit Union (PVFCU) was formed at what is now Eastern Mennonite University in 1969 to provide an organization through which employees would establish a savings program, and these savings would be available for other employees to borrow. Thus, one member's savings became another member's loan. All staff and board members were volunteers. An individual's character and integrity were the basis for evaluating loans.

In 1982 membership expanded to include Mennonite churches in Harrisonburg and Rockingham County, Virginia, to enable members to channel funds to assist one another in the areas of mutual aid and financial concern. By 2002, PVFCU had grown to include numerous partner organizations, including Brethren churches. Financial services were added to meet members' needs and expectations, resulting in a one-stop financial resource that provided savings, loans, investments and insurance.

Today, PVFCU is a thriving and vibrant member-centered, full-service credit union: it is structured as a not-for-profit cooperative, governed by a volunteer board and managed by professional staff. It is a values-based organization striving to live out its legacy of people helping people, by continuing to be Neighbors Serving Neighbors ®.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $5 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Park View Federal Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $5,0000.20%
$5,000+1.00%

Last updated: 04-25-2025

Contact Information

Address

1675 Virginia Avenue Harrisonburg, VA 22802 Customer Service Mailing Address Park View Federal Credit Union 1675 Virginia Avenue Harrisonburg, VA 22802

Customer Service

888-900-6444

1675 Virginia Avenue Harrisonburg, VA 22802 Customer Service Mailing Address Park View Federal Credit Union 1675 Virginia Avenue Harrisonburg, VA 22802

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~1.00%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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