P

Park National Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Park National Bank provides essential HSA features with zero monthly maintenance fees and CD options, earning a 0/5.0 rating from HSA Orbit.

Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work.

When you call us, we’ll recognize your voice. When you see us, we’ll be working right there beside you in your community. Seeing you as the unique person or business that you are, we make it our goal to deliver more than you expect from a bank. Our size and strength allow us to deliver flexible, secure banking options and convenience with expansive branch and ATM coverage. At the same time, we retain the local leadership, decision making, and face-to-face relationships we were built upon. Born of local community banks, we’re large enough to meet your financial needs.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

Offers CDs.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Certificates of Deposit

CD options are available for a fixed-rate, low-risk approach to growing your HSA funds.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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