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Northfield Savings Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Northfield Savings Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Many banks have a long history. Northfield Savings Bank has something even more powerful. From the day of our founding in 1867 and continuing to today, a constant and resilient thread of meeting and supporting Vermonters in the moment has defined us. This powerful legacy fuels our actions, shapes our character, and separates us from other banks and credit unions.

Today, Northfield Savings Bank is equipped, stable, and focused on earning trust through the capable, sincere, and compassionate delivery of banking and financial services. Our past is not a token of what once was; it is a potent reminder that the timeless values of Northfield Savings Bank are alive and well—flourishing in the 21st century.

Key Features

Banking & Access

Includes debit card and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Northfield Savings Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.35%

Last updated: 11-12-2024

Contact Information

Address

1021 Paine Turnpike North Berlin, VT 05602 Customer Service Mailing Address Northfield Savings Bank P.O. Box 7180 Barre, VT 05641-7180

Customer Service

800-672-2274

1021 Paine Turnpike North Berlin, VT 05602 Customer Service Mailing Address Northfield Savings Bank P.O. Box 7180 Barre, VT 05641-7180

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.35%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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