MyUSA Credit Union
Quick Summary
- HSA savings account
The Verdict
MyUSA Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.
We’re proud to be your neighbors and treat you like family! Instead of using traditional and confusing bank acronyms, our Greater Miami Valley team works one-on-one with Members each day to provide the kind of straight talk and lifetime support needed to empower others to create the life of their dreams by making smart financial decisions.
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
MyUSA Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0+ | 0.07% |
Last updated: 09-27-2024
Contact Information
Address
3600 Towne Blvd. Middletown, OH 45005 Customer Service Mailing Address MyUSA Credit Union 3600 Towne Blvd. Middletown, OH 45005
Customer Service
800-633-8905
3600 Towne Blvd. Middletown, OH 45005 Customer Service Mailing Address MyUSA Credit Union 3600 Towne Blvd. Middletown, OH 45005
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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