M

MyUSA Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

MyUSA Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.

We’re proud to be your neighbors and treat you like family! Instead of using traditional and confusing bank acronyms, our Greater Miami Valley team works one-on-one with Members each day to provide the kind of straight talk and lifetime support needed to empower others to create the life of their dreams by making smart financial decisions.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

MyUSA Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.07%

Last updated: 09-27-2024

Contact Information

Address

3600 Towne Blvd. Middletown, OH 45005 Customer Service Mailing Address MyUSA Credit Union 3600 Towne Blvd. Middletown, OH 45005

Customer Service

800-633-8905

3600 Towne Blvd. Middletown, OH 45005 Customer Service Mailing Address MyUSA Credit Union 3600 Towne Blvd. Middletown, OH 45005

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.07%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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