Kemba Credit Union
Quick Summary
- Ohio credit union
- Investment options
- NCUA insured
The Verdict
Kemba Credit Union provides essential HSA features with a monthly fee of $10.95 and self-directed brokerage access, CD options, earning a 2.4/5.0 rating from HSA Orbit.
With over 85 years of progress and still growing, Kemba provides a solid financial background making it possible to supply the best products and services technology has to offer. Members have unlimited availability to their accounts, including 24-hour access from anywhere in the world! Online and mobile banking enables our members to easily track cleared checks, debit/credit card transactions, and make transfers all while viewing their accounts in real time (no delayed transaction time). Kemba offers a variety of Loan Solutions for all your lending needs. Our products include various Checking Accounts, Savings Accounts for all ages, Money Market Accounts, various term Certificates, and IRAs. Kemba's Service Organization, CU Advantage offers a variety of services making Kemba your one-stop-shop for all your financial needs. CU Advantage offers Kemba Insurance, Kemba Retail Services and Kemba Auto Resources.
Kemba will continue to build on our foundation for success through strength, stability, integrity and trust. Our board and management staff are committed to offering the best personal service possible. Providing quality service to our membership is what Kemba is all about.
Key Features
Banking & Access
Basic account access provided.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $5 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $10.95 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* $10.95/month - No waiver disclosed
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Kemba Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $100 - $2,499 | 0.75% |
| $2,500 - $24,999 | 1.50% |
| $25,000 - $99,999 | 2.00% |
| $100,000+ | 2.50% |
Last updated: 06-03-2024
Contact Information
Address
1135 Ohio Pike Amelia, OH 45102 Customer Service
Customer Service
513-762-5070
1135 Ohio Pike Amelia, OH 45102 Customer Service
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
- •Competitive APY up to 2.50%
The Bad
- •Monthly fee of $10.95
- •No online banking
- •No debit card included
User Sentiment
Based on community feedback
Sentiment data coming soon
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