K

Kellogg Community Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Kellogg Community Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

KCCU is a not-for-profit financial cooperative, governed by you, our member / owners. We’re here in person when you need us and available online anytime. At KCCU, you choose how you like to do business. Our board of directors is unpaid and comprised of members just like you. This will enure you’re represented by people you know and trust. As a member/owner, services are also built around your needs. It’s your financial well-being that drives our success.

Key Features

Banking & Access

Includes debit card and online banking.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. $25.00 opening fee.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$25.00$1.88ABOVE AVG
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Kellogg Community Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$1,000 - $9,9990.25%
$10,000+0.30%

Last updated: 05-13-2024

Contact Information

Address

41 2nd St Battle Creek, MI 49014 Customer Service Mailing Address P.O. Box 140 Battle Creek, MI 49016-0140

Customer Service

800-854-5421

41 2nd St Battle Creek, MI 49014 Customer Service Mailing Address P.O. Box 140 Battle Creek, MI 49016-0140

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.30%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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