Jones Bank
Quick Summary
- HSA savings account
The Verdict
Jones Bank provides essential HSA features with a monthly fee of $2.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
Jones Bank has always been, and remains, a strongly capitalized financial institution. Through good times – and when times weren’t so good – we’ve always been here. Close to home and ready to offer our support. After all, that is what neighbors are for!
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $25 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $2.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Jones Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $5,000 | 0.45% |
| $5,000 - $20,000 | 0.65% |
| $20,000 - $50,000 | 1.60% |
| $50,000+ | 2.05% |
Last updated: 11-11-2024
Contact Information
Address
203 S 6th St Seward, NE 68434 Customer Service
Customer Service
888-562-3602
203 S 6th St Seward, NE 68434 Customer Service
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
- •Competitive APY up to 2.05%
The Bad
- •Monthly fee of $2.00
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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