INB
Quick Summary
- HSA savings account
The Verdict
INB provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
At INB, we are a community of people serving the communities around us. Based in Abe Lincoln's hometown of Springfield, IL, we make it a business practice to understand what our communities in central Illinois and St. Louis want and need. We learn about each of our markets and their goals, and then we work with local business leaders and individual community members to meet those goals.
A Health Savings Account at INB works to keep both you and your finances in good health. You have total control of where to open your HSA account.
Key Features
Banking & Access
Includes debit card, online banking and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
INB currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $5,000 | 0.20% |
| $5,000+ | 0.40% |
Last updated: 08-21-2024
Contact Information
Address
322 E. Capitol Ave. Springfield, IL 62701 Customer Service
Customer Service
217-747-8737
322 E. Capitol Ave. Springfield, IL 62701 Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
User Sentiment
Based on community feedback
Sentiment data coming soon
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