iTHINK Financial Credit Union
Quick Summary
- HSA savings account
The Verdict
iTHINK Financial Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
At iTHINK Financial, we have made it our mission to provide our members with what we call Service Excellence. This means that each and every experience you have with your credit union should be a memorable one.
Key Features
Banking & Access
Includes debit card.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
iTHINK Financial Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $10,000 | 2.78% |
| $10,000+ | 3.04% |
Last updated: 03-04-2025
Contact Information
Address
790 Park of Commerce Boulevard Boca Raton, FL 33487 Customer Service Mailing Address iTHINK Financial P.O. Box 5090 Boca Raton, FL 33431-0890
Customer Service
800-873-5100
790 Park of Commerce Boulevard Boca Raton, FL 33487 Customer Service Mailing Address iTHINK Financial P.O. Box 5090 Boca Raton, FL 33431-0890
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
The Bad
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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