H

Horizon Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Horizon Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

The first thing you should know about us is that we want to know you. Listening to you, learning about you, and building relationships has been at the core of who we are and how we approach banking since 1873.

Horizon has always been about people first. And, our vision for the future is to provide you with technology that is designed to serve you, not avoid you. We provide online conveniences that support innovative solutions for your personal, commercial and mortgage banking needs, as well as wealth and investment services.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Horizon Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Interest rates are not currently available for this provider.

Contact Information

Address

515 Franklin Square Michigan City, IN 46360 Customer Service Mailing Address Horizon Bank PO Box 800 Michigan City, IN 46361

Customer Service

888-873-2640

515 Franklin Square Michigan City, IN 46360 Customer Service Mailing Address Horizon Bank PO Box 800 Michigan City, IN 46361

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)Not published
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • Interest rates not published

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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