Hilltop Bank
Quick Summary
- HSA savings account
The Verdict
Hilltop Bank provides essential HSA features with a monthly fee of $3.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Perfection is never found. We believe the search for perfection is ongoing. We don’t believe in the "If it’s not broken, don’t fix it” way of doing things. We’re always looking for the hidden issues, the background problems that aren’t always evident.
Improving our bank allows us to better serve and help build smart successful businesses. We lead strategic, purposeful meetings with our leadership on a constant basis, always identifying ways to be an even better financial resource for our customers and our community. These improvements are always being made through our relationships and growth with our processes, our employees, and our customers.
Key Features
Banking & Access
Includes debit card and check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $3.00 | $0.69 | ABOVE AVG |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Hilltop Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $10,000 | 0.20% |
| $10,000 - $50,000 | 0.25% |
| $50,000+ | 0.30% |
Last updated: 08-22-2024
Contact Information
Address
300 Country Club Road Casper, WY 82609 Customer Service
Customer Service
(800) 473-0615
300 Country Club Road Casper, WY 82609 Customer Service
At a Glance
Pros & Cons
The Good
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $3.00
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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