H

High Plains Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

High Plains Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

High Plains Bank, founded in 1908, is a different kind of bank. Family-run, employee owned, and community driven, we empower customers, value small business owners, and prioritize personal relationships. Our state-of-the industry banking technology means our customers get the best of both worlds - high touch customer service and secure and reliable online and banking solutions. At High Plains Bank, helping people and our communities thrive comes before banking. We say family first, then community, then the bank. Many of our team members live in the branch location they work in and are actively involved in charitable organizations on and off the job. We call it being compassionate problem solvers - we’re always here to listen and to help our customers with sound financial strategies and banking solutions.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $25 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

High Plains Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0+0.50%

Last updated: 04-25-2024

Contact Information

Address

329 Main Ave. Flagler, CO 80815 Customer Service

Customer Service

1-800-984-0010

329 Main Ave. Flagler, CO 80815 Customer Service

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.50%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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