H

Hickory Point Bank

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Hickory Point Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

Your time is valuable. Your dollars hard-earned. You don't invest without doing your homework – and neither do we.

We understand that your business is a vote of confidence in us. You work hard. You leave nothing out, and you hold nothing back. You invest in yourself fully in everything you do – and you expect the same from your financial partners.

Thank you for your confidence. You won't be disappointed.

Because at Hickory Point Bank, we're not just another bank. We're our own bank.

Accomplished. Committed. Savvy. Solid.

Key Features

Banking & Access

Includes debit card.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

Requires $50 minimum balance. no account opening fees.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$0.00$1.88EXCELLENT
Account Closing$0.00$1.95EXCELLENT

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Hickory Point Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $5000.01%
$500 - $1,0000.03%
$1,000 - $10,0000.05%
$10,000+0.07%

Last updated: 03-27-2024

Contact Information

Address

225 North Water Street Decatur, IL 62523 Customer Service Mailing Address P. O. Box 2548 Decatur, IL 62525

Customer Service

1-800-872-0081

225 North Water Street Decatur, IL 62523 Customer Service Mailing Address P. O. Box 2548 Decatur, IL 62525

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.07%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • No account opening or closing fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available
  • No online banking

User Sentiment

Based on community feedback

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NegativeNeutralPositive

Sentiment data coming soon

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