Hickory Point Bank
Quick Summary
- HSA savings account
The Verdict
Hickory Point Bank provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
Your time is valuable. Your dollars hard-earned. You don't invest without doing your homework – and neither do we.
We understand that your business is a vote of confidence in us. You work hard. You leave nothing out, and you hold nothing back. You invest in yourself fully in everything you do – and you expect the same from your financial partners.
Thank you for your confidence. You won't be disappointed.
Because at Hickory Point Bank, we're not just another bank. We're our own bank.
Accomplished. Committed. Savvy. Solid.
Key Features
Banking & Access
Includes debit card.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $50 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Hickory Point Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $500 | 0.01% |
| $500 - $1,000 | 0.03% |
| $1,000 - $10,000 | 0.05% |
| $10,000+ | 0.07% |
Last updated: 03-27-2024
Contact Information
Address
225 North Water Street Decatur, IL 62523 Customer Service Mailing Address P. O. Box 2548 Decatur, IL 62525
Customer Service
1-800-872-0081
225 North Water Street Decatur, IL 62523 Customer Service Mailing Address P. O. Box 2548 Decatur, IL 62525
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •FDIC/NCUA insured deposits
The Bad
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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