Heartland Credit Union
Quick Summary
- HSA savings account
The Verdict
Heartland Credit Union provides essential HSA features with zero monthly maintenance fees and self-directed brokerage access, CD options, earning a 0/5.0 rating from HSA Orbit.
We're a cooperative, exclusively owned by our members. Our mission is simple: Delivering Solutions, Earning Trust, Building Relationships. That's it...that's what we do.
With so many choices out there for financial institutions, why choose Heartland Credit Union? That's a question we're always striving to have an answer for. In a nutshell, HCU is different because we hear our members. We build and integrate our products and services around the needs and concerns that our members have expressed to us. We offer solutions that we feel are in your best interests and we strive to never be the ones to put you in a position that you can't financially afford to be in.
Ultimately we know that we have to earn and re-earn your business every day. We don't believe that just because we build it, you will come. We know that we have to back it up with the quality of service you expect and deserve, each and every time you interact with us.
It's the Heartland Way.
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers self-directed brokerage and CDs.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $25 minimum balance. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Brokerage Access
Heartland Credit Union provides a self-directed brokerage window for investing your HSA funds in the broader market.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $100+ | 0.25% |
Last updated: 06-17-2024
Contact Information
Address
900 E. 23rd Street Hutchinson, KS 67504-1645 Customer Service
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Self-directed brokerage access
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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