HawaiiUSA FCU
Quick Summary
- HSA savings account
The Verdict
HawaiiUSA FCU provides essential HSA features with a monthly fee of $1.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
HawaiiUSA FCU offers personal and business banking services across the islands in Hawaii. Our financial products include mortgages, HELOC, auto loans, personal loans, credit cards, business loans and much more plus convenient digital banking and our mobile banking app. Come visit us at a branch on Oahu, Maui, Hawaii, and Kauai.
Key Features
Banking & Access
Includes check-writing.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. $25.00 opening fee.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $1.00 | $0.69 | ABOVE AVG |
| Account Opening | $25.00 | $1.88 | ABOVE AVG |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
HawaiiUSA FCU currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $1,000 | 0.55% |
| $1,000 - $2,000 | 0.65% |
| $2,000 - $5,000 | 0.75% |
| $5,000 - $10,000 | 0.85% |
| $10,000+ | 1.05% |
Last updated: 07-30-2024
Contact Information
Address
1226 College Walk Honolulu, HI 96817
Customer Service
800-379-1300
1226 College Walk Honolulu, HI 96817
At a Glance
Pros & Cons
The Good
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $1.00
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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