Harvest Bank
Quick Summary
- HSA savings account
The Verdict
Harvest Bank provides essential HSA features with a monthly fee of $2.00 and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.
As a community bank rooted in Central Minnesota, we have a special understanding of the needs of our customers. Whether you're an individual, business owner, or farmer, we take care to learn about you and have the innovative products and services necessary to let you bank the way it's most convenient for you.
We may be a local bank, but that doesn't mean you won't find the same - if not better - products and services you'd find at the big banks.
Key Features
Banking & Access
Basic account access provided.
Investment Options
This provider focuses on cash savings without investment options.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
Requires $100 minimum balance. $10.00 opening fee.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance* | $2.00 | $0.69 | ABOVE AVG |
| Account Opening | $10.00 | $1.88 | ABOVE AVG |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
* Account Opening Fee
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Savings-Only Account
Harvest Bank currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $2,000 | 0.55% |
| $2,000 - $5,000 | 0.75% |
| $5,000 - $20,000 | 1.00% |
| $20,000+ | 1.20% |
Last updated: 08-21-2024
Contact Information
Address
75 North Main Street Kimball, MN 55353 Customer Service
Customer Service
320-398-3500
75 North Main Street Kimball, MN 55353 Customer Service
At a Glance
Pros & Cons
The Good
- •FDIC/NCUA insured deposits
The Bad
- •Monthly fee of $2.00
- •No investment options available
- •No online banking
User Sentiment
Based on community feedback
Sentiment data coming soon
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