Gulf Coast Educators Federal Credit Union
Quick Summary
- HSA savings account
The Verdict
Gulf Coast Educators Federal Credit Union provides essential HSA features with zero monthly maintenance fees and mutual fund investing, earning a 0/5.0 rating from HSA Orbit.
Gulf Coast Educators Federal Credit Union offers members of the credit union HSAs in response to the increase in popularity of High Deductible Health Plans (HDHP) offered by school districts in our service area (TRS Active Care). Convenient and tax-advantaged, HSA accounts help offset high deductible health plans such as TRS ActiveCAre 1-HD. With the Health Savings Account from Gulf Coast Educators, prepare yourself for future health needs.
Key Features
Banking & Access
Includes debit card and online banking.
Investment Options
Offers mutual fund investing.
Security & Insurance
Deposits are FDIC/NCUA insured for your protection.
Account Details
No minimum balance to open. no account opening fees.
Fee Analysis
| Fee Type | This Provider | Industry Average | Verdict |
|---|---|---|---|
| Monthly Maintenance | $0.00 | $0.69 | EXCELLENT |
| Account Opening | $0.00 | $1.88 | EXCELLENT |
| Account Closing | $0.00 | $1.95 | EXCELLENT |
Industry averages calculated from 853 providers in the HSA Orbit database.
Investment Options
Mutual Fund Investing
Access mutual fund investments through your HSA with Gulf Coast Educators Federal Credit Union.
- Minimum ThresholdNo minimum
- Fees0.50% Annual Fee charged by myHSAinvestments
Interest Rates
Standard Rates
| Balance Range | APY |
|---|---|
| $0 - $499 | 0.00% |
| $500 - $9,999 | 0.15% |
| $10,000 - $49,999 | 0.20% |
| $50,000 - $99,999 | 0.25% |
| $100,000+ | 0.30% |
Last updated: 06-12-2025
Contact Information
Website
https://www.gcefcu.org/hsa/Address
5953 Fairmont Parkway Pasadena, TX 77505 Customer Service
Customer Service
At a Glance
Pros & Cons
The Good
- •No monthly maintenance fees
- •No account opening or closing fees
- •Invest from the first dollar
- •FDIC/NCUA insured deposits
User Sentiment
Based on community feedback
Sentiment data coming soon
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