F

Forum Credit Union

Best ForEveryday Medical Spending
FeesNone ($0 Maintenance)

Quick Summary

  • HSA savings account

The Verdict

Forum Credit Union provides essential HSA features with zero monthly maintenance fees and basic savings functionality, earning a 0/5.0 rating from HSA Orbit.

As a financial cooperative, FORUM is not publicly traded and doesn’t have shareholders. Instead, our members are owners, and we are able to return profits to members through higher savings rates and lower loan rates. It’s “Your Money. Your Voice.” at FORUM – our members have a say in their financial wellbeing, and we simply provide an opportunity for members to successfully take control of their money and make it work harder for them.

Key Features

Banking & Access

Includes debit card, online banking and check-writing.

Investment Options

This provider focuses on cash savings without investment options.

Security & Insurance

Deposits are FDIC/NCUA insured for your protection.

Account Details

No minimum balance to open. $15.00 opening fee.

Fee Analysis

Fee TypeThis ProviderIndustry AverageVerdict
Monthly Maintenance$0.00$0.69EXCELLENT
Account Opening$15.00$1.88ABOVE AVG
Account Closing$10.00$1.95ABOVE AVG

Industry averages calculated from 853 providers in the HSA Orbit database.

Investment Options

Savings-Only Account

Forum Credit Union currently offers a savings-focused HSA without investment options. Your funds earn interest in a cash account.

Interest Rates

Standard Rates

Balance RangeAPY
$0 - $2,5000.00%
$2,500 - $5,0000.10%
$5,000 - $25,0000.15%
$25,000 - $50,0000.25%
$50,000+0.35%

Last updated: 06-13-2024

Contact Information

Address

11580 USA Parkway Fishers, IN 46037 Customer Service Mailing Address FORUM Credit Union PO Box 50738 Indianapolis, IN 46250-0738

Customer Service

800-382-5414

11580 USA Parkway Fishers, IN 46037 Customer Service Mailing Address FORUM Credit Union PO Box 50738 Indianapolis, IN 46250-0738

At a Glance

Monthly Fee$0
Investment ThresholdN/A
Interest Rate (Cash)~0.35%
Debit CardIncluded
FDIC InsuredYes

Pros & Cons

The Good

  • No monthly maintenance fees
  • FDIC/NCUA insured deposits

The Bad

  • No investment options available

User Sentiment

Based on community feedback

--
NegativeNeutralPositive

Sentiment data coming soon

Compare with Related Providers

L

Linn Area Credit Union

Linn Area Credit Union is a not-for-profit, full-service financial organization with branches in Cedar Rapids and Marion, Iowa. We are very much a local organization; our employees are your neighbors and our kids go to the same school. “We Are Family” is not just a tagline, it’s how we operate. We don’t call you “customers,” we call you “members.” You’re a member of the family, as well as a member/owner of the credit union. (We aren’t going to make you wear a Member’s Only jacket, though. That would be ridiculous.)

Read Review →
W

Warren-Boynton State Bank

The mission of the Warren-Boynton State Bank is to serve its customers and communities by remaining a strong and stable community bank focused on providing high quality financial products and personal service. Warren-Boynton State Bank is a full-service bank offering loan services for farm, commercial, and consumer purposes as well as commercial and residential real estate loans. The bank has a comprehensive line of deposit products for both businesses and consumers including checking accounts, money markets, savings, IRAs and certificates of deposit.

Read Review →
F

Fortifi Bank

Fortifi Bank has been a federally chartered financial institution for 140 years. Our asset size is $395 million and our capital levels are considered very strong. We will be here for at least another 150 years. Together, we fuel progress in the neighborhoods where you live and work. Your money turns into loans for individuals and small businesses that you know. We always provide the ultimate client experience and exist to fulfil the dreams of people, businesses, and communities through innovative financial solutions.

Read Review →